How to get out of debt

1. Conviction that not repaying your debt is not the will of God (Romans13:8).

2. Confession to God that being in debt is a sin, and you are turning from it. Refuse to allow your desires to control your spending and not God, which put you in debt in the first place.

3. Commitment is a decision to have the courage to sacrifice until your repayment is complete.

4. Confidence that God will guide you to get out of debt. God will not get you out of debt for you, but He will give you the wisdom to do it yourself.

5. Cooperate- all your family members must be united to escape debt.

6. Construct a budget that includes repayment. It starts with a pencil and a piece of paper.

7. Change your spending habits. If you depend upon making more money, you'll only adjust your spending upward.

8. Council- find someone who will hold you accountable for your budget and spending habits.

9. Contributions- God joins in when you give first to God. You can't disobey God and expect his blessing while disobeying Him.

10. Consistency- Stick with it. If you deviate, your spending will get out of control again. 

Charles Stanley

How to overcome a hurt.

You know that you have a hurt that won't heal if...

1. You can't stand the memory of how the other person hurt you.

2. You can't wish the other person well.

3. You want the other person to suffer as your have suffered.

Passive hatred is...

1. You don't like him or her.

2. You don't want to be around them.

Active hatred is...

You are wanting to cause him or her suffering.

Unforgiveness comes from....

1. Pride

2. Selfishness

Consequences of unforgiveness...

1. Emotional bondage by being wrapped up in the past.

2. It will harm how you relate to others.

3. It will damage your relationship to God.

4.It will damage your emotions.

The hurt can be healed through forgivenss.

1. This doesn't mean justifying the hurt.

2. It doesn't mean excusing the hurt.

3. It doesn't mean denying the hurt.

4. It means time cannot heal the hurt.

Unforgiveness is like a poison lodged in our memory.

Forgiveness does not mean that the other person will be sorry for what they have done to you. They may misunderstand your attempt to forgive as an attack. Forgive them for you to get past the pain. Have an imaginary conversation with the other person telling them what they did to you. How you felt, and giving them your forgiveness to break free yourself.

(Charles Stanley)