How to live on less

Financial Margin is cash sources minus cash usage. We must keep lifestyle in check. (Luke 15:11) 

Figure out annual income. 

Income - debt payments= available income.

1. Set some margin goals with what % you would like to save for the future and to give away.

2. Set a giving goal.  

Income - (Giving goal + savings goal) =  available monthly income

3. Come up with a plan.

How do we get to a place of margin?

Track where your money is going. It's not your money. Be a % giver and saver. Debt elimination and lifestyle go to the bottom line.

Rank

1. God

2. Future

3. Gov't

4. Debt

5. Me

(Sermon notes from Andy Stanley)